1. To be eligible for the purchase and balance transfer offer you need to apply for the Blue Visa card by 30 April 2024. The promotional rate 0% p.a. will apply to Retail Purchases (excludes Cash Advances) for 9 months from the date your Account is approved, and you will need to pay the Minimum Payment Due each month. At the end of the promotional period, any outstanding Retail Purchase Balance and any new Retail Purchases will attract the applicable Annual Percentage Rate for Retail Purchases, currently 20.74% p.a. for a Financecitichartered Blue Visa Card. Interest rates are variable and subject to change.Your total Balance Transfers may not exceed 80% of your Credit Limit. The 0% p.a. interest rate applies to balances transferred with this offer for a period of 9 months. The 9 months promotional period commences when the Balance Transfer is processed, and you must make the Balance Transfer request within the first 3 months from approval to receive this offer. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance will revert to the applicable Annual Percentage Rate for Cash Advances, currently 21.49% p.a. Please note you will not be entitled to any interest-free days on Retail Purchases at the end of the promotional period whilst you have a Balance Transfer. If you make a Retail Purchase before your balance transfer is processed, payments made during the promotional period will be applied to the Retail Purchase balance before the Balance Transfer. This offer is valid until 30 April 2024. For important information to consider before taking up a balance transfer,
